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IMPORTANT NEW UPDATE!
EFFECTIVE APRIL 27, 2012, THE TEXAS VETERAN LAND BOARD
IS INCREASING THE MAXIMUM VLB PROGRAM LOAN AMOUNT TO $417,000, THE CURRENT MAXIMUM VA CONFORMING LOAN AMOUNT.
ALL NEW AND CURRENTLY ACTIVE REGISTRATIONS, BUT NOT CLOSED
LOANS, WILL BE ELIGIBLE FOR THE NEW INCREASED LOAN AMOUNT ON THAT DATE.
Call for Your Texas Veteran Loan!
RATES HAVE NEVER BEEN THIS LOW!
Note: USAA does not offer this program
"Lest we forget..9-11-01"
Ready to Apply For Your Texas Vet Loan ? Simply CLICK HERE
JOHN GARBO,
YOUR TEXAS VET HOME LOAN SPECIALIST
NMLS #197972 Exp. 12-31-2012
Welcome to my Texas Veteran mortgage loan site! My name is
John Garbo and I appreciate the dedication and service of all our vets - past, present, and future. Because of our veterans, America
will always remain the "land of the free."
COMPLAINTS REGARDING MORTGAGE BANKERS SHOULD BE SENT TO THE DEPARTMENT
OF MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201 AUSTIN,TEXAS 78705. A TOLL FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550
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Rates for the week of
25 May, 2012 at 5:00 PM
TO
1 June 2012 at 5:00 PM
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30 Year Fixed Rate
With 30 % Disability or more
Annual Percentage Rate
Estimate
3.117%
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30 Year Fixed Rate Without 30% disability
Annual Percentage Rate
Estimate
3.802%
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The above Annual Percentage Rates are based FIRST on an example
of a 30 year, fixed rate with -0- down, $100,000 loan with -0- VA Funding Fee (1ST TIME USE) financed (VETERAN HAS
30% DISABILITY)
The 2nd example, is WITHOUT THE 30% DISABILTY and a financed
VA Funding fee of 2.15% due to being a 1st time user.
Qualified Veterans are EXEMPT from the financed VA Funding fee
with at least 10% disability. Funding Fee is INCLUDED in the 2nd example, however, THIS IS A SAMPLE
LOAN scenario, calculated on a 365 day year with typical/normal closing costs. Rates / Annual Percentage Rates subject
to change in closing costs. In addition, properties and applicants must qualify under VA, FHA or Conventional program
guidelines.
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HAVE ANY QUESTIONS ?
Please contact me anytime to ask questions about
Texas Vet loans, FHA, VA,or Conventional loan programs.
If you would want further information
regarding the San Antonio Metroplex and other cities/areas that serve Fort Sam Houston, Brooke Army Medical
Center, Lackland Air Force Base and Randolph Air Force base, just give me a call or email. I can also provide you comprehensive
information regarding other local communities, school systems, recreational activities in and around the area.
You can contact me anytime at:
Office: 210-399-0411
Cell: 210-771-4134
Fax: 210-338-8563
Texas Mortgage Banker NMLS # 197972
Texas branch ID # 50115
Academy Mortgage 18545 Sigma Rd. Ste. 105
San Antonio, Texas 78258
Academy Mortgage NMLS # 3113

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